All jobs create their own special insurance needs. An office worker may need no more than health insurance, but a small retailer may require:

1. Public liability insurance
2. Fire insurance
3. General stock insurance
4. Income insurance

A plumber may require professional insurance for work which creates a liability.

For most workers employers can usually provide facilities for insurance through their HR/accounts department.

Note: whatever work you do, you need to know how the insurance in your profession operates, its costs, and what coverage you can get.