Commercial Loan Officer Sample Resume

Mark S. Rose
1234 Deer Ridge Drive
Montgomery, Alabama 36000
Home: 334-555-5555
Cell: 334-555-5556
Email: msrose@frontfocus.com

Objective
Find gainful employment as a Commercial Loan Officer with the ability to analyze financial statements, financial ratios, tax returns and other documents to evaluate repayment sources and prepare loan recommendations  

Qualifications Summary
  • Excellent ability to use creativity, knowledge and experience to structure loans in a manner that is mutually beneficial to the customer and organization.
  • Strong written and verbal communication skills and attention to detail and accuracy.
  • Outstanding organizational skills with the ability to set priorities and meet deadlines.
Education
Auburn University, Auburn, AL
  • Bachelor of Science in Business Administration (May 1996)
Work Experience
Commercial Loan Officer: Aug. 2004 - Present, Ensure Loans, Montgomery, AL
  • Solicit, underwrite, coordinate and manage the Commercial Real Estate and Small Business Administration loan portfolio.
  • Supervise the review of executed loan documentation to ensure compliance with all state and regulatory requirements.
  • Obtain pertinent information relating to the proposed transaction and property.
  • Call on mortgage loan brokers, commercial real estate agents, banks, to solicit and develop real estate loan business.
  • Ensure the safekeeping of all legal documentation file including document imaging and creation and maintenance of collateral and legal documentation files.
Commercial Loan Officer: Sept. 1999 - Aug. 2004, Loan Land, Montgomery, AL
  • Managed business development and acted as the Credit Union's liaison with members, brokers, contractors and vendors.
  • Reviewed loan packages for completeness of documents and compliance with Credit Union policy, NCUA regulatory requirements, and secondary market lendingparameters.
  • Supervised production of loan documents to ensure their compliance with documentation requirements by loan type, state of origination, and regulatoryguidelines.
  • Coordinated with internal departments to see loans through to funding.
Residential Loan Officer: June 1996 - Sept. 1999, Loan Land, Auburn, AL
  • Reviewed financial data, appraisal reports, credit reports, verifications and documents as required.
  • Determined member qualifications and recommended loan terms to management.
  • Interfaced with Credit Union lending personnel.
  • Ordered credit reports, appraisal reports, and environmental reports.
  • Reviewed all credit, loan and collateral files to ensure that information was current and reported any concerns to the department manager.
  • Analyzed information provided by clients to assist with finding appropriate loan programs.