Commercial Loan Officer Sample Resume

Mark K. Smith
1234 Deer Ridge DriveMontgomery, Alabama 36000Home: 334-555-5555Cell: 334-555-5556Email: mksmith@frontfocus.com   Objective: Commercial Loan Officer with the ability to analyze financial statements, financial ratios, tax returns and other documents to evaluate repayment sources and prepare loan recommendations   Qualification Summary:

• Excellent ability to use creativity, knowledge and experience to structure loans in a manner that is mutually beneficial to the customer and organization
• Strong written and verbal communication skills and attention to detail and accuracy
• Outstanding organizational skills with the ability to set priorities and meet deadlines

  Education: Bachelor of Science degree in Business Administration Auburn University, Auburn, Alabama May 1996
  Work Experience:

Commercial Loan Officer, Ensure Loans Montgomery, AL 36000

• Solicit, underwrite, coordinate and manage the Commercial Real Estate and Small Business Administration loan portfolio.
• Supervise the review of executed loan documentation to ensure compliance with all state and regulatory requirements.
• Obtain pertinent information relating to the proposed transaction and property.
• Call on mortgage loan brokers, commercial real estate agents, banks, to solicit and develop real estate loan business.
• Ensure the safekeeping of all legal documentation file including document imaging and creation and maintenance of collateral and legal documentation files.
August 2004 - present

 

Commercial Loan Officer, Loan Land Montgomery, AL 36000

• Managed business development and acted as the Credit Union's liaison with members, brokers, contractors and vendors.
• Reviewed loan packages for completeness of documents and compliance with Credit Union policy, NCUA regulatory requirements, and secondary market lendingparameters.
• Supervised production of loan documents to ensure their compliance with documentation requirements by loan type, state of origination, and regulatoryguidelines.
• Coordinated with internal departments to see loans through to funding.
September 1999 ? August 2004

 

Residential Loan Officer, Loan Land Auburn, AL 36000

• Reviewed financial data, appraisal reports, credit reports, verifications and documentsas required.
• Determined member qualifications and recommends loan terms to management.
• Interfaced with Credit Union lending personnel.
• Ordered credit reports, appraisal reports, and environmental reports.
• Reviewed all credit, loan and collateralized files to ensure that information was current and reported any concerns to the department manager.
• Analyzed information provided by clients to assist with finding appropriate loan programs.
June 1996 ? September 1999

    References: Furnished upon request